Part Pay puts the power in your hands and allows you to take extra time to pay off your balance. 

Without Part PayThe minimum monthly repayment is the full statement balance
Activating Part PayActivating Part Pay will enable you to pay a minimum of 1/4 of your statement balance


Using Part Pay you can pay off a minimum of 1/4 of the statement balance and smooth your cash flow as your business needs. If Part Pay is activated a 2.5% account fee will be added to your balance for the following month.


How to Activate Part Pay

You may activate Part Pay before the Due Date by selecting the Part Pay option in the ZIP Wallet, Zip App, or by contacting our customer service team.

We will notify you of the amount payable for each Part Pay instalment and the applicable Part Pay Fee before you activate it. 

You can choose to pay your balance however you like (as long as you pay the minimum monthly repayment) by setting up weekly, fortnightly or monthly repayments to suit your business. You can also change this at any time. Please make sure to have a look at our fees and charges.

Important: when making an additional payment to your account, your scheduled repayment will still run if you have a balance owing.